Apple Pay background information
Apple Pay is a mobile application payment solution that allows you to make payments via your mobile device in 'real-time' for products and services at various supporting merchants. You can secure purchases to online web stores, at land-based retailers, in apps, and even make payments to friends and family via the message service on your iOS device.
It acts as a form of mobile e-wallet and affords you the extra luxury of loading several debit/credit cards to the wallet for spending, several rewards cards, tickets, and even boarding passes. All your vital information is stored in one secure location for easy access and prompt usage.
The gambling industry has revolutionised the way payment can be made on the mobile play platform, as payments can be made in-app or on the browser.
Who is Apple?
Apple has been a stiff competition to IBM in the computer tech industry since the early 1980s. Their revolutionary iOS platform has helped transform the new millennium and, together with their rival, Android OS, has revolutionised the world's digital mobile market.
Apple Pay was launched in the USA in 2014, from where it has rapidly expanded to countries all over the globe in the past four years.
It has made right what all previous mobile phone payment apps got wrong and have truly produced one of the most user-friendly payment methods available today.
How does it work?
The most fabulous part of this payment method is that the only tool you need is the Apple mobile device that you already use every day. How is that for convenience? You can complete payments while messaging someone in your message app. Or use your debit/credit card with a touch of the screen. If you are at a loss, ask Siri for help.
Making a payment at an online mobile casino, for instance, is quite simple:
- Download the app from the Apple App Store.
- Set up the app by adding your credit cards to it (press add a card and follow the prompts).
- Once the card/s are verified, you will be free to spend.
- Continue to your Apple Pay casino cashier and select to make a deposit.
- Select Apple Pay as your payment method of choice.
- Select the amount to be paid and approve the purchase with your fingerprint.
- The casino account will immediately be credited, where after they will credit your bankroll, and you can start gambling.
The wonders of fingerprint technology do away with the unnecessary need to punch in usernames and passwords. Each device, when set up, has a specific number. Once your fingerprint matches that number, it acts as a username and password automatically.
Apple Pay Advantages
1. Real-Time Transfers
Once the payment is authorised with your fingerprint, the amount leaves your credit card in real-time and is approved at the casino moments later. This reduces the delay time between plug and play.
2. Privacy and Security
The Apple Pay software at the casino will recognise your device address and make a payment without sharing any sensitive information with the casino software, minimising the risk of a data leak.
Also, all card information is not even stored on the phone itself but is contained within the app on servers. This way, if your phone is stolen, the thieves will not be able to gain access to your info.
As a part of signing up, your device must be linked to an iCloud account. This way, you will be able to access your information and transfer your account to your new device in case of damage or theft.
3. One Wallet does all
As said earlier, this one wallet can store all of your credit cards on it for secure payment from any of those card accounts. Not only that, but it can store a variety of other reward cards, tickets, and even flight boarding passes.
The downside of Apple Pay
1. Restricted to IOS
We realise that exclusivity is in place because of competition, but it is disappointing that this payment solution is only available for Apple Operating Systems.
2. No Withdrawal Mechanism
This is a rather noticeable drawback to this payment method when used at an online casino. The intention when gambling is to make money. Therefore it is imperative that players can withdraw their winnings. Unfortunately, this method only allows users to make deposits. That means that you will need to explore other means of drawing on your winnings.
Interesting user information
The only significant limits are those set by your debit or credit cards, as the software draws on them directly to make payment.
Be sure to check the deposit limits laid out in the terms and conditions of the casino before making deposits into their account to avoid potential future frustration.
Possibly one of the best things about Apple Pay is the fact that the transactions are completely free. Apple collects a small commission from the casino rather than the player, which means that certain casinos may charge you a small concession to cover those costs when using this payment method.
First off, this product is exclusive to Apple iOS devices and desktops. The upside of this is that they are widely distributed around the world. There are already several online casinos using this type of payment method. Countries with widespread usage in various stores, including the USA, United Kingdom, France, Spain, Switzerland, China, Hong Kong, Singapore, Australia, and New Zealand.
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