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Minimum and maximum deposits at online casinos

Published by Kally | March 28, 2019 | Last updated: July 17, 2023

Understand deposits better

We at CasinoWow, wish to prepare you for every facet of online gambling so that you are sufficiently equipped to prepare your own gambling strategy.

A part of your “training” involves the need to understand the nature of minimum and maximum deposits and their role in good online casino strategy, to ensure that you have as much ammo in your pouch as possible.

After all, every “leg up” should be a welcome one. When you understand that on entering the casino you are already on the back foot, you will realise that you need every advantage possible to try and tip the odds scale in your favour.

Understanding the role of minimum and maximum deposits is necessary
Continue reading to learn how to make the most of minimum and maximum deposits.

What are the minimum and maximum deposits?

A deposit is the amount of money that you load to your casino account in order to top-up your bankroll so that you can play casino games. Deposits can be loaded onto your casino wallet by way of various payment methods, including:

  • Various e-wallets
  • Credit and Debit Cards
  • Bank Transfers
  • Instant Bank Transfers
  • Vouchers
  • Cryptocurrency Wallets

Be aware that a number of these forms of payment are subject to minimum and maximum deposit amounts, just like a casino:

Credit and Debit cards carry a minimum deposit value of €10. The maximum is determined by your daily or monthly set limits.

Bank Transfer carries a minimum deposit value of €10, with a maximum deposit determined by monthly payment limits, which are unique to each person.

Skrill (e-wallet) will deposit a minimum of €10 and has a capped maximum deposit of €5,000.

NETELLER (e-wallet) will deposit a minimum of €20 and caps the amount at €5,000.

For more exclusive information on loading your account, you can view our Top Tips for Safe Deposits and Withdrawals at Online Casinos.

Minimum Deposit refers to the minimum amount that a casino will accept as a deposit towards your bankroll. This is usually an average of €10, but the amount can differ from casino to casino, with some offering a minimum of €5 and others only accepting €50 and up.

Maximum Deposit refers to the maximum amount that a casino will accept from you as a deposit to bolster your bankroll. This maximum can vary because of a variety of factors. Some of these include:

  • Your status at the casino: High Rollers are extended higher maximums.
  • The limit set for a specific bonus on offer.
  • A default casino cap on deposits. Sometimes casinos will not allow more than a certain amount towards deposits.

Online vs land-based casinos

When walking into your local land-based casino, there is no limit to the number of credits that you can spend per day. You can carry in as much money as you want to and are welcome to spend it all. Or you could come in with the lowliest note and load into a machine for a measly few spins. No one would bat an eyelid at it.

Online casinos, however, are strictly regulated to ensure that they promote responsible gambling initiatives. An online establishment is forced to look after your best interests and is therefore not in favour of making you broke overnight. This is why they impose maximum deposit limits on their players, to safeguard their spending and guard against irresponsible gambling. Because online gambling is accessible to more players, the restrictions on gaming must be more stringent.

It’s a good thing that online casinos keep an eye on your gameplay. They will often keep a record of your gambling behaviour, which is a safeguard against account hacking. For example, if they notice that your gameplay has suddenly changed and that your deposits and wagers differ considerably from the norm, they will find it suspicious. This will cause them to investigate the matter to ascertain whether you are actually playing, or whether your account has been compromised.

Player growth

As a new member to a casino, the limitations on your maximum deposit allowance is low, to begin with. As you spend more and more hours at a casino, you will find that the casino will gradually raise your spend limits. This is because from time to time they will take a gander at your “KYC” documents. These documents display your gameplay stats so that the casino can monitor whether you are a responsible gambler or not. If the report is positive, the casino will show more and more leniency towards you.

VIP’s and High Rollers do not earn their status overnight, but rather develop a good standing with the casino over a period of time. The maximum deposits of High Rollers are generally much higher than the average player, but this has not always been the case. They would have started off with capped limits initially, too.

Minimum and maximum deposits at online casinos

How best to use min and max deposits

Min and max deposits can be played as part of your gambling strategy. You may opt to play either, based on a number of factors:

Getting to know your new surroundings

When trying out a new online casino, it’s a good idea to make a minimum deposit just so that you can familiarise yourself with your surroundings, without committing too much. If you make the minimum deposit needed to claim a welcome bonus, then you could play a few games and decide whether or not this is a site that you would like to frequent.

Using Free Spins Bonuses

A free spins bonus is a promotion whereby the casino offers you a number of spins on your favourite slot games, “on the house”. This will help you earn winnings that can be drawn on after meeting the wagering requirements. There is often a minimum deposit required to access the winnings. In this context playing the minimum could bring decent rewards your way.

Taking Advantage of Match Bonuses

A match bonus is an incentive whereby the casino will match the deposit you make by a specific percentage. This will usually be offered for an initial deposit, but every now and then you will find a match bonus that will match for a certain number of successive deposits thereafter, as well.

To maximise the amount given to you, you may opt to make the maximum deposit in order to capitalise on the full benefit of the promotion.

For example, a casino may offer a 100% match bonus up to €250. Instead of depositing a minimum of €10 and only being rewarded with another €10, it may well be worth your while to deposit the full €250 and reap a €500 bankroll to help you progress through several gambling titles, to bring home wins.

Avoiding Wagering Requirements

High Rollers may opt to make large deposits because they don’t want to have to rely on bonuses to get by at the casino. If you are able to put down a large deposit without having to meet the wagering requirements that are mandatory when playing with bonuses, you are more likely to be able to control your destiny and cash out whenever you choose to.

Minimum and maximum bonuses both have their place in casino game strategy. Learn to use them to your advantage, so that you can play with the optimum player’s edge. Couple this skill with keen bankroll management, and you are set on a path to becoming a master strategist and responsible gambler.

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