Online gambling regulations in EU Countries
All great casinos are generally regulated well by licensers. This means that players will have recourse should they have any complaints that may arise. Generally, EU casinos are well run, as they are scrutinised by local regulating authorities to ensure they offer top-notch services, smooth software, and abide by acceptable business ethics. The regulator has the protection of the public at heart.
The leading licenser in the European Union is the ‘Malta Gaming Authority’ (MGA), a benchmark regulator on the international online gambling stage. Along with the UK Gambling Commission (not a part of the EU officially), they ensure that European online casinos are held to the highest industry standard.
A license held by one of these prime establishments ensures that you are in good hands and can concentrate more on the entertainment you receive than worrying about whether your money and other sensitive information are at risk.
In different EU regions, gaming authorities are responsible for licensing and regulating online gaming platforms in these areas.
Gibraltar Gambling Commission – The GGC is a respected authority that licenses and regulates various online casinos and gambling operations within its jurisdiction.
Belgian Gaming Commission – The BGC regulates all online and land-based gaming activity. Ensuring licensees are compliant with legislation and consumer protection requirements.
Danish Gambling Authority – The DGA regulates gambling in Denmark and implements legislation. It grants licences to both online betting and online casino operators.
Directorate General for Gambling Regulation in Spain – The DGOJ regulates all forms of land-based and online gambling, ensuring operators are compliant.
Alderney Gambling Control Commission – The AGCC is an independent commission that regulates various online gambling activities remotely in Alderney.
Jersey Gambling Commission – The JGC licenses and regulates all forms of gambling in Jersey, including remote gambling, land-based gambling, and social and charitable gaming.
These regulators are responsible for ensuring secure gaming fairly and responsibly. The main objective is to protect consumers and ensure their game time is safe, fair, and secure. When you choose a casino, check if the online operator has one of those licenses and is regulated. Seeing those regulator names will ensure you are on a safe online casino site.
Regulated markets have their niceties, and learning more about each market is important. Here are a few of the most important regulation facts you need to know.
Ireland
Some recent changes in gambling regulations in this region include the enactment of the Gambling Regulation Act 2024. It establishes the GRAI (Gambling Regulatory Authority of Ireland), which is responsible for licensing and regulations. Operators must apply for licensing. There are also gambling advertising time restrictions, a national gambling exclusion register, and a social impact fund. Some hits to the industry include a ban on free bets, other special promotions, and a stake-and-win limit.
Sweden
Gambling in Sweden is regulated by the Swedish Gambling Authority. The key laws in place here are the Swedish Gambling Act 2018:1138 and the Swedish Gambling Tax Act 2018:1139. Ads are strictly regulated, and online gambling is only legal if provided by licensed operators.
Norway
Gambling is licensed and regulated by the Norwegian Gaming and Foundation Authority under the Gaming Scheme Act and Gaming Scheme Regulation of 2022. There are still some heavy restrictions and state-owned monopolies in the industry. Potential reforms that could address the challenges currently experienced within the industry are anticipated.
Finland
Gaming is regulated under the Lotteries Act and Gambling Act, with licensing and oversight by the Finnish Gaming Authority. Online gambling is legal, but only with licensed operators.
Germany
In Germany, all states have separate regulators, and gambling laws all fall under the Interstate Treaty on Gambling. All gaming activity is legal under licensed operators, and strict advertising legislation is in place.
Iceland
The Icelandic Gambling Authority regulates gaming activity, and the key laws are the Gambling Act 2010 and the Lottery Act 1995. Licensing is a requirement for legal gaming activity, and strict legislation ensures that advertising does not target the wrong markets.
Characteristics of the Best EU Online Casinos
Europa casinos offer to bet in your European currency. Aside from accepting the ‘all famous’ and widely used Euro currency, many top casinos will also accept SEK, NOK, CHF, and others. This is handy, as the last thing a player wants to do is worry about calculating foreign currency when depositing and cashing out. It is vital to know how much you are wagering on every hand or spin to maintain good bankroll management.
Another great thing about currencies in the EU is that most casino sites operate in both fiat and cryptocurrencies or even as only crypto casinos. This provides great opportunities for players who seek crypto games and want to make the most of their gaming experience online.
European online casinos vs international online casinos
Have you ever wondered how EU online casinos differ from international online casinos? Here’s a quick comparison guide to the different betting platforms and what they offer:
European Online Casinos
- Stricter Regulation (MGA, UKGC).
- Slots, Table Games, Live Dealer Games, Poker and more.
- Welcome Bonuses, Free Spins, Loyalty Programs, etc.
- Credit/Debit Cards, e-wallets, bank transfers, cryptocurrency.
- Multi-lingual customer support is available via email, live chat, and phone.
- Strict regulations.
- Accessible to EU players (localised websites).
International Online Casinos
- Levels of regulation and oversight vary based on the different international authorities.
- It has the same variety, but the offering differs in every region.
- Welcome Bonuses, Free Spins, Loyalty offers and more. Terms vary based on region.
- It can vary from all the different options to a limited selection.
- Quality and options vary based on the casino.
- Security measures vary.
- Potential location-based restrictions.
Banking Tips for EU players
Online casino gambling is an industry focused on transacting money to and from players and the casino’s accounts. Good European casinos will, therefore, offer a variety of banking methods to both load and withdraw funds to and from the casino. This is important, especially in European countries such as Norway, where the government has outlawed banks from transacting funds to and from online gambling institutions.
Norwegians need to use third-party methods to fund their casino profiles or wallets. As such, several different types of payment methods are available at online casinos.
Some of the more popular ones include:
Instant Transfer Services
Some third-party companies will front you the funds to make deposits at a casino immediately while waiting for your bank to fund them in a day or two. This means you will not have to wait for EFTs to clear before the casino makes the cash available on your profile. The more popular Instant transfer service providers include SOFORT Banking (huge in Germany) and Trustly.
Pre-paid cards
One of the leaders and more popular versions of pre-paid cards accepted at casinos is Paysafecard. These can be purchased and topped up at many retailers across Europe. To redeem your funds, select the service under ‘bank’ on the casino web page and enter the voucher number.
Aside from these popular ways of transacting, all casinos offer standard bank transfer options, as well as the ever-popular credit card payment and withdrawal options. These more familiar methods can be expensive, but they are popular because of their ease of use.
For EU players, crypto casinos have become not just an additional channel of betting but also a potential source of income and investment. Crypto has quickly become quite popular, and cryptocurrencies are among the payment methods offered by the best European casinos. Some cryptos you can expect to see include Bitcoin, Ethereum, Litecoin, USDT, Dogecoin and more.
Other popular banking methods in EU casinos include Boku, EcoPayz, Euteller, MasterCard, Neosurf, Neteller, PaysafeCard, Skrill, SoFort, Visa, and Zimpler.
For more details on the payment methods, you can check out our guide on the top casino banking payment methods by country.
With such a wide range of payment methods, players can wager using a method they are comfortable with. It allows for the safe transfer of funds to and from your account, as well as depositing and withdrawing with payment methods that offer instant deposits, fast withdrawals, and little to no fees.
CasinoWow Tip: Always read the fine print! Ensure you are familiar with the payment options and how the transactions work. Read all options and choose the one payment method you think is safe, and you won't have to worry about your money.
Popular casino games in EU online casinos
Wonder what type of games steal the spotlight among European countries? We have all the details here:
Country | Online Slots | Roulette | Blackjack | Poker |
United Kingdom | X | X | X | |
Germany | X | X | X | |
France | X | X | X | |
Spain | X | X | X | |
Italy | X | X | X | |
Netherlands |
X | X | X | |
Portugal | X | X | X | |
Poland | X | X | X | |
Malta | X | X | X | |
Austria | X | X | X | |
Norway | X | X | X | X |
While there are different types of games available in these regions, slots and table games steal the spotlight. With their bonus features, different themes, and designs, it’s easy to see why game-of-chance-type games like slots steal the show. And let’s not forget the skill and strategy of table games.
EU Casino Bonuses
As a player in EU regions like Ireland, Finland, Germany, Iceland, Norway, and Sweden, your gameplay is boosted by various bonuses and promotions. Here’s a quick overview of the different promotions that EU casino players can enjoy.
- Welcome Bonuses: In the form of a deposit match bonus and free spins on specific slot games.
- No Deposit Bonuses: Often, a small amount of free cash with no deposit is required.
- Reload Bonus: Following the welcome bonus, there’s a deposit match for existing players of 50%.
- Loyalty Programs: Collect points and benefit from exclusive cashback, free spins and other bonuses that increase with the different VIP levels.
Not only is your currency accepted for betting, but it can also qualify you for exclusive bonuses selected for your country or currency. These bonuses could go a long way to settling you into a new casino environment. It's always easier on your nerves when experimenting with new games on somebody else's 'buck'. Online casinos always want you to feel at home before you start spending a lot of your hard-earned money.
EU Online Casinos Summary
CasinoWow considers your needs when selecting the best casinos to service European players. We ensure that the environment offered by our recommended online casinos is world-class, safe, and friendly.
We also must mention that plating at EU online casinos has pros and cons. As with anything else, when choosing an online casino to try your luck, you need to consider a few factors. So, here is one more tip from us!
Pros and Cons of playing at EU online casinos
Advantages
- Strict regulation and licensing from UKGC, MGA, etc.
- The wide game ranges from top software providers
- Trusted payment methods, instant deposits, and fast withdrawals
- Generous welcome bonuses and loyalty programs
Disadvantages
- The verification process can be lengthy
- Wins are taxed in some EU countries
- Credit/Debit cards banned for betting ina few countries
We partner with casino brands that not only talk the talk but walk it as well. This means that you can be assured of receiving fair and fast payouts with minimal fees and caps. So, please give one of our top EU online casinos a try.
Disclaimer: Please remember that we are not providing legal counsel and that gambling regulations vary between EU countries. Always follow the laws of the local country so you are fully informed.
We provided useful information about the EU online gambling market, including popular payments, most played games, and what currencies you can use. If you think something can be added or have any other questions on the topic, please feel free to contact us, and we will gladly discuss it with you.