What is Punto Banco?
‘Punto Banco’ is directly translated from Italian, as ‘Player Banker’. It is a version of Baccarat where the player competes directly against the bank. The other popular version of the game is Chemin de fer (or Chemmy), where players play against each other. Each takes a turn at being the bank.
As you can see, the Punto Banco variant works far better with the online casino setup. The casino is always the banker in this instance. The game is available to play on both virtual RNG platforms and Live Dealer platforms, offering desktop and mobile enthusiasts the opportunity of choosing their privacy level.
Many people shy away from Baccarat and treat it as an exotic disease, thinking that poker and blackjack are far easier games to grasp. The truth is that Punto Banco, in its base form, is a very easy game to learn and play.
What is the premise of the Game?
The point of the game is to make a hand to the value of 9 (or as close to this value as possible). When betting, it is the only casino game that you need not bet on your successes. Before the game starts, you can bet on one of three outcomes:
- Player Wins
- Banker Wins
Different variants of games offer certain other side bets, such as Pairs, Small/Big, Dragon’s Bonus, Sum Bonus, Tie Bonus, and Egalite Bonus. For more information on these bets and what they entail, please be sure to read our full Punto Banko Quick Guide.
Playing the basic three option version of the game equates to the lowest house edge offered. The return to player ratios for the main three bets include:
- Punto – 98.76%
- Banco – 98.94%
- Tie – 86%
The best payout in the game and a favourite amongst risky high rollers are the Egalite Bonus. This win can only be made in conjunction with a tie bet, but you will need to predict the exact number of cards used by both parties. The odds are offered at 220:1 (220x Total Bet).
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